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FILE SBA-001 · SUSPECTED BAD ACTOR

DIRECT QUOTE INC

PRINCIPAL: PAUL WEBSTER · OPENED 2026-09-03 · UPDATED 2026-09-11

SUSPECTED — DO NOT ONBOARD

RISK

87

/ 100

CONFLICTS

11

logged

CRITICAL

4

severity

DOCUMENTS

3

threaded

STATED ENTITY
Direct Quote Inc
PRINCIPAL
Paul Webster
CONTACT ADDRESS
paul@thedirectquote.net
CONTACT NUMBER
+1 817 818 3649
DECLARED SITE
thedirectquotes.net
SENDING DOMAIN
thedirectquote.net
TRADING NAME (ADS)
Direct Coverage
THIRD-PARTY DOMAIN ON THREAD
alliancevs.io
01

Claims vs facts

Left column: what the subject stated, verbatim. Right column: the record that contradicts it. Select a row to trace it into the source documents below.

02

Documents in comparison

The three threaded records, side by side, sources and branding stripped. Lines implicated in the selected conflict are marked.

DOC-A2026-09-03 23:01 UTC

Affiliate intake submission

WEB FORM CAPTURE, SOURCE STRIPPED

FIRSTNAME / LASTNAME

Paul · Webster

COMPANY

Direct Quote Inc

↯ 06 ↯ 08

EMAIL

paul@thedirectquote.net

SITE

https://www.thedirectquotes.net/

↯ 03

SOURCES

Social ads Live Warm Transfers

VERTICALS

https://www.██████homeservices.com/index.html

↯ 05

VOLUME

2000 Plus calls/Month

↯ 01

CAMPAIGNTYPE

Both

MESSAGE

“We are a U.S.-focused home services lead generation and outbound call operation … We can generate approximately 100+ live transfers per day across multiple home service verticals … nationwide coverage or 10,000+ ZIP codes … exclusive/direct campaigns with consistent volume.”

↯ 01 ↯ 07

DOC-B2026-09-09 → 2026-09-11

Correspondence thread

MAIL THREAD, HEADERS AND BRANDING STRIPPED

FROM

paul <paul@thedirectquote.net>

↯ 03

CC (EVERY REPLY)

█████@alliancevs.io · █████████@alliancevs.io · ██████@alliancevs.io

↯ 08

ANSWER 1

“Approximately 70% of our transfers are generated through outbound calls from our call center, while approximately 30% originate from consumer-initiated inbound calls.”

↯ 07

ANSWER 2

“When additional volume is required, we may supplement our traffic with data from reputable third-party sources … leads are no more than 90 days old at the time of dialing.”

↯ 07

ANSWER 3

“Consent records are stored with the corresponding lead/transfer data and can be provided to the buyer upon request.”

↯ 10

ANSWER 4

“We scrub our dialing data against the TCPA Litigator List and the National Do Not Call Registry before dialing.”

↯ 10

TRAFFIC 2

“Account Name: Direct Coverage · Platform: Meta · Average Daily Spend: Approximately $2,000 · Average Cost Per Transfer: Approximately $25 · Average Daily Volume: Approximately 80 home-services transfers.”

↯ 04

TRAFFIC 3

“3. Attach” — no attachment present on the message.

↯ 09

OPERATIONS 1

“Pest Control: 80–100 · HVAC: 30–50 · Plumbing: 20–40 · Windows: 30–50 · Bathroom Remodeling: 30–50 · Water Damage: 10–15 transfers/day.”

↯ 02

OPERATIONS 3

“Yes, we work with a Few of sub affiliates and partner call centers to supplement our direct traffic.”

↯ 07

OPERATIONS 5

“During business hours, our typical response time is within 15–30 minutes … we can realistically begin a test within 1 business day.”

↯ 11

COUNTERPARTY SUMMARY, DAY 8

“The volume (2,000+ transfers/day across verticals) … are exactly what we need to see before going further.” — uncorrected by the subject.

↯ 01 ↯ 02

REQUEST, DAY 8

“You mentioned attaching something in your reply (item 3) but nothing came through — can you resend the three unedited transfer recordings, including at least one that didn’t convert?”

↯ 09

REQUEST, DAY 8

“A recent screenshot of the Ads Manager account (name, spend, results) would help confirm it’s in your name/company’s.”

↯ 04 ↯ 10

PRIOR REQUEST, DAY 7

“Send written answers to the five questions in my earlier note … and the three unedited transfer recordings.”

↯ 09

FINAL REPLY, DAY 9

“I’ve already requested these and will send them over to you as soon as I receive them.” — no items enclosed; call scheduled instead.

↯ 11

DOC-C2026-09-11 11:16 local

Business registry lookup

STATE REGISTRY SEARCH, BRANDING STRIPPED

QUERY

Keyword search on the brand name supplied in the intake verticals field. Results: 3.

↯ 05

RESULTS

Three separately owned active entities under three different registered agents — an appliance repair LLC, a collision corporation, and a third LLC. No common ownership.

↯ 05 ↯ 06

STATED ENTITY

No matching corporate record returned for “Direct Quote Inc”.

↯ 06

03

Sequence

Nine days. Each request for primary evidence and each deferral, in order.

  1. 2026-09-03Intake submitted

    Application filed claiming 2000+ calls/month, 100+ live transfers/day, U.S.-focused owned-and-operated origination.

  2. 2026-09-09Evidence requested

    Five written questions plus three unedited transfer recordings requested ahead of any call.

  3. 2026-09-10Answers returned, evidence withheldUNMET REQUEST

    Detailed written answers supplied. Recording item answered “Attach” with no attachment. Third-party data, sub-affiliates and partner call centres disclosed for the first time.

  4. 2026-09-11Second requestESCALATION

    Recordings re-requested including one non-converting call, plus advertising account ownership proof.

  5. 2026-09-11Deferred againUNMET REQUEST

    Reply supplies nothing; items said to be requested from an unnamed third party. Engagement moved to a scheduled call.

  6. 2026-09-11Registry check runSEVERE

    No corporate record for the stated entity. Linked brand traced to three unrelated owners. File escalated to SUSPECTED.

04

Registry lookup

Search on the brand name the subject supplied as its verticals answer. Three unrelated owners returned; the stated corporation returns nothing.

ENTITYFILEDSTATUSTYPEREGISTERED AGENT
██████ Appliance Repair LLCB2026██████04/13/2026ActiveLimited Liability CompanyAgent A — unrelated
██████ Collision, IncB2026██████03/22/2026ActiveStock CorporationAgent B — unrelated
██████ LLCB2025██████04/13/2025ActiveLimited Liability CompanyAgent C — unrelated

NO MATCHING RECORD

DIRECT QUOTE INC

No corporate registration was returned for the stated entity. The three records above belong to unrelated parties under three different registered agents and share only the brand name the subject linked in its application.

05

Assessment

Pattern summary and disposition. Every item above is an unverified allegation stated with its conflict basis, not a proven finding.

Identity inconsistency

Four different names across the same file: the stated corporation, the declared website, the sending domain, and the advertising account. No two agree.

Volume inflation

The headline capacity figure moves by a factor of twenty between the intake form and the correspondence, and the subject's own per-vertical breakdown contradicts both.

Unverifiable evidence

Every request for primary evidence — recordings, ad-account proof, the referenced attachment — was acknowledged and never fulfilled across nine days.

Undisclosed third parties

An unrelated corporate domain is copied on every reply and admitted sub-affiliates and partner call centres sit behind the claimed owned-and-operated traffic.

RECOMMENDATION

Withhold onboarding. Do not issue a test campaign, buyer routing or payout terms. Any further engagement should be conditioned on primary evidence produced in advance: unedited transfer recordings, verifiable corporate registration for the stated entity, and advertising account ownership in the stated name.

FILE SBA-001 · SEVERE · LAST UPDATED 2026-09-11 · SOURCES STRIPPED